Ability Housing Breaks Ground on Village at Cedar Hills: Multifamily development will bring 90 affordable rental homes to Jacksonville 

Ninety new affordable apartment homes will be coming soon to Jacksonville. On May 13, representatives from Ability Housing, the City of Jacksonville, EverBank, and the Florida Housing Finance Corporation broke ground on Village at Cedar Hills. 

The 90-unit, new-construction apartment community will be located on approximately 7.35 acres at the intersection of Harlow Blvd. and 103 Street. Seventy-two units will be affordable to households earning up to 60% of the Area Median Income (AMI) based on data updated annually by the Department of Housing and Urban Development (HUD). The remaining units will be available to households earning up to 30% of the AMI. 

During the first three years of the development, 18 units will be set aside as a part of an innovative pilot project designed to reduce the reliance of high utilizers of crisis services on emergency, in-patient, and other acute care services.  

This effort will couple permanent supportive housing with comprehensive behavioral health care services. Through collaborative funding and service strategies, this pilot aims to establish a replicable model for blending healthcare and housing solutions. 

“Today’s groundbreaking means that next year, 90 families will have the dignity of a quality home they can afford. Ability Housing is grateful for the State’s and City’s leadership in addressing the affordable housing crisis and looks forward to celebrating a grand opening,” said Shannon Nazworth, President and CEO of Ability Housing. 

Site plans feature three residential buildings comprising 36 one-bedroom apartments, 45 two-bedroom apartments, and nine three-bedroom apartments. Additional amenities will include a community center with on-site leasing offices, a computer lab, and a library; flexible spaces for workshops, training, and events, outdoor recreational features like a playground and a dedicated walking trail. 

Funding for the construction of the $30,799,382 project has been secured through various state, local, and private sources. The City of Jacksonville is providing a grant of Emergency Rental Assistance Program (ERAP) funds in the amount of $1,000,000 to assist with the development of the project. The Corporation for Supportive Housing (CSH) provided a predevelopment loan of $1,450,000. EverBank is providing a $16,000,000 construction loan, and the Florida Housing Finance Corporation awarded $7,200,000 in HOME-ARP funding and $1,835,100 in NHTF funding. Raymond James is syndicating $17,736,026 in tax credit equity for EverBank, and Local Initiatives Support Corporation (LISC) also provided $50,000 to the project for predevelopment work. 

“The Village at Cedar Hills is not just an opportunity for our citizens that are in need of affordable housing. It is an opportunity for us all to recognize that a vibrant and healthy community is one that provides working families and individuals viable housing options that support financial stability,” said City of Jacksonville Mayor Donna Deegan. 

Construction for the Village at Cedar Hills is anticipated to take 18 months. Group 4 Design, Inc. is the project architect. Elkins Construction, LLC is the general contractor, and Kennedy Civil Services is the civil engineering firm. Leasing details will be available closer to completion in late 2025.